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WebSep 5, 2024 · Citi® CD CD 4.0 /5 NerdWallet rating 1-year APY 4.15% 3-year APY 2.50% 5-year APY 2.50% Minimum deposit $500 Citibank’s CD rates are much higher than … WebApr 6, 2024 · What Is a High-Yield Money Market Account? High-yield money market accounts tend to pay several times the national average rate, which was 0.54% as of Mar. 20, 2024, according to data from the FDIC. Web3 minutes ago · Money market accounts are FDIC insured so you essentially cannot lose money if you keep your deposit below the $250,000 insured limit. Money market funds are very safe, but there is some risk of loss. solar powered dry cell battery